Huntington · Mastercard · Personal
Huntington Voice Rewards
A no-annual-fee card earning cash back: 3× on Quarterly Categories, 1× on everything else.
- Annual fee
- $0No annual fee
- Signup bonus
- NoneNo signup bonus listed
- Top rate
- 3×Quarterly Categories
- Point value
- 1¢Cash back, a cent a point
Year one and year two
Is it worth it for you?
Tick the credits you’d really use and enter what you spend. The ledger adds up the bonus, your points and the credits, less the fee.
| Line | Year one | Year two |
|---|---|---|
| Signup bonus None listed | $0 | – |
| Cash back on your spend Enter your spending | $0 | $0 |
| Credits you’d use No statement credits listed | $0 | $0 |
| Annual fee No annual fee | $0 | $0 |
| NetYear one includes the bonus · at your inputs · our estimates* | $0 | $0 |
Earning structure
2 categories, 2 rates
| Icon | Category | Points per $1 | Worth per $100 (our estimate)* |
|---|---|---|---|
Quarterly Categories Cap $2,000 / 3 moNotes3% Cash Back: Earned on one chosen category for the first $2,000 spent per quarter. The categories include: - Auto Parts & Service - Department/Apparel/Sporting Goods - Discount/Warehouse - Electronics/Computer/Camera - Gas Stations - Grocery Stores - Home Improvement - Restaurants - Travel & Entertainment - Utilities & Office Supplies | 3× | $3.00 | |
| All Other | 1× | $1.00 |
The rest of the card
Details, rules and benefits
Card details
- Annual fee
- None
- Card type
- Personal
- Network
- Mastercard
- Bank
- Huntington
- Point system
- Cash back
- Foreign transaction fee
- Yes
- Transfer partners
- No
- Travel portal redemption
- No
- Cash to travel
- No
Application rules1
- Huntington
You must apply in person at a Huntington Bank branch, located in 11 states: Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, and Wisconsin. It typically requires excellent to good credit.
Alternatives
Head to head with similar cards
 Huntington Voice Rewards |  Huntington Cashback |  Associated Bank Max Cash Preferred |  Chase Freedom Flex | |
|---|---|---|---|---|
| Annual fee | $0 | $0Same | $0Same | $0Same |
| Signup bonus | None | None | $150 | $200 |
| Top rate | 3×Quarterly Categories | 1.5×All Other | 5×Quarterly Categories | 5×6 categories |
| Travel value * | –Cash back | –Cash back | –Cash back | 1.85¢Ultimate Rewards |
| Why it’s here | This card | Also no annual fee | Also no annual fee | Also no annual fee |
* Point valuations are RICH with POINTS™ editorial estimates, averaged from published valuations by The Points Guy, Upgraded Points, and Frequent Miler. They are not issuer figures and do not represent guaranteed redemption value.
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